SURYA R

Credit Analyst

Banker

Digital Marketing

About Me

Hello! I’m Surya.

A skilled banking professional with 5 years of experience in credit monitoring and risk management, proficient in evaluating portfolios, ensuring compliance, and mitigating financial risks.

Proven track record in monitoring overdue accounts and optimizing loan recovery through collaboration with business teamsSkilled in analyzing financial data, assessing risk, and developing strategies to improve organizational efficiency.

Seeking a challenging role in the banking industry that will leverage my skills..

Download Resume

AddressPondicherry,India
E-mailsuryarm9696@gmail.com
Phone+91 99940-50337
DegreeB.Tech.,M.B.A

Education

JAIIB

2023 IIBF -Indian Institute of Banking & Finance

Master Of Business Administration

2017 - 2019 Pondicherry University

At Pondicherry University with specialization in Operations, Systems and Marketing.

Bachelor Of Technology

2010 - 2014 Sri Manakula Vinayagar Engineering College

Electronics And Communications Engineering At Sri Manakula Vinayagar Engineering College, Pondicherry Under Pondicherry University Affiliation.

Experience

Senior Banking officer

October 2023 City Union Bank Ltd.

Credit risk portfolio monitoring to ensure adherence to approved terms, maintaining high-quality risk assets Regular monitoring of insurance policies and stock statements submission. EWS monitoring, report preparation, and team communication Loan disbursement documentation compliance with bank policies and regulations Regular follow-up with branches for OD account limit renewal.Ensured KYC, CIP, CDD compliance and monitored AML transactions. Perform credit analysis, review documentation, and monitor financial covenant compliance. Evaluate and monitor collateral valuation processes for accuracy and risk mitigation

Senior Associate ( Relationship officer II )

August 2019 - Oct 23 City Union Bank Ltd.

Sourcing loan proposal and processing till post/ Pre sanction of loan. Manage deposits, withdrawals, transfers and check cashing; verify customer identification, signature and open/close accounts.Contribute to achieving branch sales goals by recommending products and services that meet customer needs.

Winter Intern

March 2019 - April 2019 TVS Sundram Fasteners Ltd.

Lean Six Sigma tools to improve the OPE and OEE of the Nut making machine 24B4s-I in TVS Sundram Fasteners Ltd, Puducherry.

Summer Intern

May 2018 - Jul 2018 Eaton Power Quality Pvt Ltd.

A study on count control of raw material at Receipt stage and In - process stage & ABC analysis (Inventory Control) in Eaton Power Quality Private Limited, Puducherry.

Engineer

Dec 2015 – Jun 2017 Ikya Human Capital Solutions Pvt Ltd (Huawei Telecommunication)

Operation and Maintenance of BTS(2G,3G), BSC and Transmission Equipment’s and Hardware and Software up-gradation.Guided the team for various technical troubleshoot.

Technician

Apr 2015 – Dec 2015 Evolve Technologies & Services Pvt Ltd (Huawei Telecommunication)

Maintenance of AC and DC power required for telecom equipment.Supervise maintenance of telecom equipment.Proactive in foreseeing problems in equipment, service and come forward with solutions before they crop up.